FORECLOSURE AID 911: Forensic Mortgage Loan Audit

Forensic Mortgage Audit

Foreclosure Aid 911, Inc. has partnered with law firms that will perform a Forensic Mortgage Audit on your previous loan documents for the purpose of Loan Modifications, possibly delaying the foreclosure process for months, all the while getting you the necessary TIME to resolve and get your finances in order and negotiate a settlement.

A Forensic Mortgage Audit on your loan documents is a comprehensive investigation of the documentation from your existing loan(s). A special state and federal mortgage loan post compliance software is used to calculate and identify violations, which compiles the results into a detailed report.

The Forensic loan documentation review is a significant part of a loan modification request submitted on your behalf.

Foreclosure Aid 911, Inc. performs the Forensic Loan Document Audit as basis for gaining leverage with the lender negotiations. This Audit reveals various Federal and State violations or errors in the original loan documents.

Reasons to Conduct a Forensic Loan Doc Audit:

State and Federal Predatory Lending Laws

Truth in Lending Act (TILA)

Real Estate Settlement & Procedures Act (RESPA)

Fair Housing Act (FHA)

Home Mortgage Disclosure Act (HMDA)

Equal Credit Opportunity Act (ECOA) and more…

Well over 80% of the audits on ARM loan docs performed, reveal major TILA (Truth in Lending Act), RESPA (Real Estate Settlement Procedures Act), Predatory Lending and Real Estate/Mortgage Fraud Violations.

In some cases, if you were simply overcharged by only $35.00 on the final HUD 1, or if the annual percentage rate (APR) is only .125% higher than what was originally disclosed; there may be a violation of the Truth in Lending Act.

This creates leverage when negotiating with the Lender and more than enough incentive for the lenders to grant a beneficial loan modification.

Foreclosure Aid 911, Inc. will assist you with your loan modification FREE OF CHARGE once your forensic mortgage audit is paid in full.

For more info. on obtaining our Forensic Loan Audit, please call us direct at (305) 259-9025, or email us at info@foreclosureaid911.com.

The information presented on this Web site is not to be construed as legal advice. Legal advice must be tailored to the specific circumstances of each case. It should not be used to replace the advice of your own legal counsel. It is not intended to be a full and exhaustive explanation of the law in any area. This information is not intended as legal advice and may not be used as legal advice.